Business banking.
Reimagined.
NovaBank helps freelancers, startups, and small businesses move money faster, cheaper, and smarter — all from one modern account.
Ready in under 10 minutes · No monthly minimums · FDIC-insured partners
Sign On to Online Banking
Access your accounts, transfer money, deposit checks, and manage cards — securely.
Sign On
One account. Every tool your business runs on.
No branches, no queues, no surprise fees. Just fast, honest banking built for people who actually run a business.
Business checking & savings
One account for spending, saving, and setting money aside for taxes.
Virtual & physical cards
Issue cards instantly. Set limits per team member, project, or vendor.
ACH, wires & bill pay
Send domestic and same-day payments without the bank branch fees.
Real-time notifications
Know the moment money moves in or out — never wonder again.
Mobile check deposit
Snap a photo, deposit in seconds. Funds available the same day.
Cash-flow dashboard
See revenue, expenses, and runway at a glance across every account.
Multi-user access
Invite your team with role-based permissions and approval flows.
AI financial insights
Get proactive nudges on spending, saving, and tax opportunities.
Fraud monitoring
24/7 anomaly detection with instant card freeze from your phone.
Spend smart. Earn more.
A premium debit card designed for business spend. Issue unlimited virtual cards, set spend controls, and get cashback on every swipe.
- 1% cashback on all card purchases
- Instant virtual cards for online spend
- Freeze, unfreeze, and set limits in one tap
- Zero foreign transaction fees
Trusted by the people building the economy.
Freelancers
Separate business and personal, invoice clients, and stash taxes automatically.
E-commerce
Reconcile Shopify and Stripe payouts with real-time cash-flow visibility.
Trucking
Fuel cards, per-driver limits, and same-day ACH for owner-operators.
Restaurants
Manage vendor bills, tip payouts, and shift-based team cards.
Contractors
Track jobs, deposits, and materials without another accounting tool.
SMBs
Multi-user approvals, working capital, and everything your CFO needs.
Simple plans. No surprises.
Start free. Upgrade as you grow. Cancel any time.
Starter
For freelancers just getting started.
- Business checking
- 1 virtual + 1 physical card
- ACH transfers
- Mobile check deposit
- Email support
Growth
For growing teams that need more.
- Everything in Starter
- Unlimited virtual cards
- Same-day ACH & wires
- Multi-user with approvals
- AI cash-flow insights
- 24/7 live chat
Scale
For established SMBs at scale.
- Everything in Growth
- Dedicated relationship manager
- Priority wire processing
- Line of credit eligibility
- Accounting integrations
- Fraud specialist on call
Ready in 10 minutes.
Open your NovaBank account today. No paperwork. No branch visit. Just a modern account built for how you actually run a business.